Business Loan

A business loan is a loan specifically intended  for business purposes, such as purchasing a business or generating business capital. Most of the cases, you need to provide collateral or security to qualify for a small business loan. In certain circumstances, you can be eligible for unsecured business loans depending on your credit worthiness.

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Commercial Lending

Similar to a home loan, a commercial loan is secured by a commercial property or building. The purpose is to purchase a commercial property or refinance using commercial property as security. You can lend up to 80% of the commercial property value. Lease doc also available.

Car Loan

A car loan is a personal finance product where the financier provides the borrower with the funds to purchase a vehicle for personal use. The loan is secured against the vehicle, and at the end of the contract the customer retains the full title of the vehicle or they can take a balloon payment.

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Low Documentation loan

Low documentation loan or low-doc loans are designed for self-employed applicants who are unable to prove recent tax returns or financial statements. It generally requires other type of document to verify the on-going business activity such as Business Activity Statement (BAS) or Business Trading Statements. We can assist low doc loan application to up to 80% of the property value.

Development loan

Development of multiple dwellings is a tricky aspect to the lenders as the requirements are getting tougher when approving a development loan. It is critical for applicants to conduct intensive research on the project, including subdivision costs, survey & associated costs, valuation, locations, marketing and pre-sales. Applicants can borrow up to 95% of the land and construction costs for 2 dwellings per title or 80% for 3 or more dwellings per title.

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